WB SC ST & OBC Dev & Fin Corporation

Scheme  : Special Component Plan (SCP)

  • ELIGIBILITY CRITERIA
    • Caste : Status:Scheduled Caste
    • Gender : Male / Female
    • Annual Family Income : Rs. 49000 in rural area and Rs. 75000 in urban area
    • Age : 18 to 50 years
  • PROVISION FOR FINANCE
    • Project Cost : Maximum Rs. 35000
    • Subsidy : 50% of project cost or Rs. 10000, whichever is less
    • Margin Money Loan : 5% of project cost (limited up to the project cost of Rs. 20000) not more than Rs. 1000
    • Bank Loan : Rest of the project cost is Bank Loan
    • Basis of Implementation : 60% in group and 40% in individual

Scheme  : Tribal Sub Plan (TSP)

  • ELIGIBILITY CRITERIA
    • Caste Status : Scheduled Tribe
    • Gender : Male / Female
    • Annual Family Income : Rs. 49000 in rural area and Rs. 75000 in urban area
    • Age : 18 to 50 years
  • PROVISION FOR FINANCE
    • Project Cost : Maximum Rs. 10000/-
    • Subsidy : Rs. 10000 (total subsidy)
    • Margin Money Loan : Nil
    • Bank Loan : Nil
    • Basis of Implementation : 100% in group

Scheme  : Mahila Samridhi Yojona (MSY)

  • ELIGIBILITY CRITERIA
    • Caste Status : Scheduled Castes
    • Gender : Female
    • Annual Family Income : Rs. 49000 in rural area and Rs. 75000 in urban area
    • Age : 18 to 50 years
  • PROVISION FOR FINANCE
    • Project Cost : Maximum Rs. 20000/-
    • Subsidy : 50% of the project cost and Rs. 10000 whichever is less
    • Term Loan : Rest of the project cost after consideration of subsidy
    • Rate of Interest : 3%
    • Recovery : 12 equal quarterly instalment (principal + interest)
    • Basis of Implementation : 100% in group

Scheme  : National Scheduled Castes Finance & Development Corporation (NSFDC)

  • ELIGIBILITY CRITERIA
    • Caste Status : Scheduled Tribe (Male/Female)
    • Annual Family Income : Rs. 91000 in rural area and Rs. 150000 in urban area
    • Age : 18 to 50 years
    • Caste Certificate : Certificate from competent authority (SDO)
  • PROVISION FOR FINANCE
    • Project Cost : Up to Rs. 10 lakhs
    • Subsidy : Maximum Rs. 10000 only to the BPL candidate
    • Margin Money Loan : 5% of the project cost and Rs. 20000, whichever is less @ 4% interest.
    • Term Loan : 90% (aprox) of the project cost is NSFDC Loan @ 6-8% interest
    • Basis of Implementation : 100% in individual

Scheme  : National Scheduled Tribes Finance & Development Corporation (NSTFDC)

  • ELIGIBILITY CRITERIA
    • Caste Status : Scheduled Tribe (Male/Female)
    • Annual Family Income : Rs. 91000 in rural area and Rs. 150000 in urban area
    • Age : 18 to 50 years
    • Caste Certificate : Certificate from competent authority (SDO)
  • PROVISION FOR FINANCE
    • Project Cost : Up to Rs. 10 lakhs
    • Subsidy : Maximum Rs. 10000 only to the BPL candidate
    • Margin Money Loan : 5% of the project cost and Rs. 20000, whichever is less @ 4% interest.
    • Term Loan : 90% (aprox) of the project cost is NSTFDC Loan @ 6-8% interest
    • Basis of Implementation : 100% in individual

Scheme  : National Backward Classes Finance & Development Corporation (NBCFDC) Term Loan

  • ELIGIBILITY CRITERIA
    • Caste Status : Other Backward Class (Male/Female)
    • Annual Family Income : Rs. 91000 in rural area and Rs. 150000 in urban area
    • Age : 18 to 50 years
    • Caste Certificate : Certificate from competent authority (SDO)
  • PROVISION FOR FINANCE
    • Project Cost : Up to Rs. 10 lakhs
    • Subsidy : Nil
    • Margin Money Loan : 5% of the project cost and Rs. 20000, whichever is less @ 4% interest.
    • Term Loan : 90% (aprox) of the project cost is NSFDC Loan @ 6-10% interest

Scheme  : National Backward Classes Finance & Development Corporation (NBCFDC) New Swarnima

  • ELIGIBILITY CRITERIA
    • Caste Status : Other Backward Class (Female)
    • Annual Family Income : Rs. 91000 in rural area and Rs. 150000 in urban area
    • Age : 18 to 50 years
    • Caste Certificate : Certificate from competent authority (SDO)
  • PROVISION FOR FINANCE
    • Project Cost : Up to Rs. 1 lakhs
    • Subsidy : Nil
    • Margin Money Loan : 5% of the project cost and Rs. 20000, whichever is less @ 4% interest.
    • Term Loan : 90% (aprox) of the project cost is NBCFDC Loan @ 5% interest

Scheme  : National Backward Classes Finance & Development Corporation (NBCFDC) MSY

  • ELIGIBILITY CRITERIA
    • Caste Status : Other Backward Class (Female)
    • Gender : Female
    • Annual Family Income : Rs. 91000 in rural area and Rs.150000 in urban area
    • Age : 18 to 50 years
  • PROVISION FOR FINANCE
    • Project Cost : Maximum Rs. 20000/-
    • Subsidy : Nil
    • Term Loan : 100% of the project cost is NBCFDC-MSY Loan
    • Rate of Interest : 4%
    • Recovery : 12 equal quarterly instalment (principal + interest)

EDUCATIONAL LOAN SCHEME

  • ELIGIBILITY CRITERIA
    • Caste Status : SC / OBC / Safai Karmachari Students
    • Annual Family Income : Maximum Rs. 91000 p.a. in rural area and Rs. 150000 p.a. in urban areas
    • Process of Application : Online application through http://www.wbscstcorp.gov.in
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